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Well here a story for you. It begins with I was a CNA and was working on and of for 15 yrs.If you do not have a trade or degree this is about all you can do in the south.Well I decide I had enough of the routine life and want something more and besides that job will wear you down both mentally and phsycally.  I wanted something else besides doing the worst job in the health care field.I decided to make a career change and go back to school but little did I know I picked the wrong time to quit my job. My husband got laid off on the sameday The president was elected . Wow how ironic hah! Well we had to move out of our big house and move back in my Parents house .My sister just gave up her apartment and move back home becuse time was hard on her. So yes with the blink of an eye 11 people were all under one roof.To add fuel to the fire my Parents were go through thier own mess about leaving each other. Well for thirty-nine years they have been say they were leaving each other.We did not even give it a seprate thought. For years my father was running around trying to get a second home one his own and all of the bank told him no. So later on my sister pinched me and told me when  we all under one roof earlier this year before all hell broke lose, She was helping dad get another house. i was not told beccuse i ws not in a situation to help and he says i tell my mom everything. I look at my sister and asked what are you getting out of the deal. She did tell me until later after he promised  and broke his promise. That was the levrigid my mom had against for him not to leave her.. Some how a bank call and asked to speak to him and she said this is his wife how may i help you and the agent let everything out.my mother lets just say she doesn 't speak to me and we were very  close as a mother and daughter should.Out of all 5 of her daughter I was her favorite. Well lets just say she hates all of us. I guess. So she found that he took the money form refinancing the house and went a purchased another house with my sister for this young new girlfirend. Well needless to say my mom went off on me and the sister who help purchsed the house. She said to her as for as she is concerned she was dead to her and told me she wished she would have aborted me.Well that day i lost all resect for her as a mother ans cuss her bloodclot out.So he packed up everything in the house and let my dad on the floor. So he was waiting to move in with his new girlfirend .but the closing was taking to long. So finally he  moved out in june and did not pay the mortgage. So by that time the mortgage is one month behind.  Well my mom doesn't live in the house but she comes over everyday and argues with anyone who pays her some attention.So now my sister. my husband and I pay the mortgage. She said she did not care about anything . She wants the house to go into forecloser.I would say to her don't you care if we all will be on the street. She couldn't care less. So we call my dad he says he does not care about anything or anyone the only person who can come live with him is the youngest one. The 20 year old. This is not the one help him get the house. He told  the one who help him get the house  he would rather burn his house down and be homeless or let a guy man come in his house walk around with his balls hanging out and live their before any of us and or kids come and live with him. So now when he left the mortgage one month behind he told her he was not helping her get a new car that was what he promised her for helping him get the house. That was the so called deal.So now the one months mortgage backed up with late fees and turn int two months mortgage. Because now here the other part my other sister that stays here is disabled and she pays her share which is  $450. Well she gets a check and mind you my mom dosn' t live here anymore or take care of her. I do evreything from take her to the doc,give her meds, make her shower feed her and the whole nine yards.But she still come and collect the check. So in september she come as usual  to pick up the check and cashs it. She came over with a money order this time. She use to bring cash and all  of it  would go to the mortgage. My husband pays our portion and our portion is not enoough, the mortgage ia 1102.45.  So i said oh she is trying to ge smart. I said whatever becuse this is her and my dads problem not mine. So she left the money order on the counter and left. So I said I was going to pick it up but I got so busy that I forgot. so a couple of days went by and i was going to pay the mortgage. I wen looking fo it and it was gone. So I told my sister to call her mother and tell her because at this point if we looked at each other we argued. So my sister told her and she said to bad. We had to g and retrieve the money order ourself. the check cashing place to us we had to wait 30 to 45 days for us to get anothe moeny order. so now the mortgage is in to it second month and going it the third month forecloser. So apparently she was trying to get something on her credit and they told her no because the mortgage is two months behind. Well she came over for the paper work the bank had sent. Mind you she is not paying no bills here, does not live here,  comes over and uses a key to come in and does a walk through and argues with anyone over stupidness.She called the bank last week and made arrangement with the bank and tolds them the back and current will be paid off all by feb 1 2010. Now she did not even consult with me, My husband my sisteer or anyone. She came over and told me to tell everyone in the house if it not all paid uup by Feb we all have to get out. I have been looking for a job since february 08 before I finshed my Accounting Course. I have yet to find a job . My husband has been  looking but he really has been looking since he was laid off in january and nothing. I even decided to move out of the state. I don't even see any jobs were I decide to move. what is really going on?  I can not take this anymore.

I am a single mother of 5 beautiful active children. I have three boys and two girls ranging from 5 months to 10 years. I have some college credits and would love to eventually get a degree in business. I would like to network with other people with similar age children for play, mom's night outs, babysitting tradeoffs, resources, clothing, and other things that are not otherwise accessible to people who are low income like myself. I am also looking for a sewing machine to make and repair my children's clothes and I want to make purses and sell them; and am currently sewing by hand (very slow).

I am currently on an extended unpaid leave from work due to my ADHD son and the inability to find adequate childcare for him and my 5 month old. This has led me to a very bad financial place. We are behind on everything (my water will be shut off tomorrow) and running out of basic necessities. I have been trying to look into work at home opportunities but they all seem like scams. I do receive some help for food and rent from two agencies, but they have yet to "work the change" as they put it; of me not working since 9/28/07. My rent is still almost $600 and I have no way to pay for utilities, household items, shoes, school uniforms, and don't get me started on Christmas or Birthdays. I was severely depressed several years ago and it made things so much worse back then and would really like to network as I stated above with others. I have found that being in poverty increases depression and the willpower to find a way out of the bad situation. I have also noticed that utility cost has skyrocketed and funding is slim to none in most areas. Anyone else?

Lastly I would like to say that I will be going through my girls' clothing for winter to see what fits. I ALWAYS give the clothes to others that need them. There are some really nice things and some things are only for play. Resale shops don't pay enough to waste the gas and I hope to have the favor returned. I have already given away all the boys' clothes I can sorry. My friends have boys. God bless and good luck to you.

Hi everyone,
   Im in a bit of a bind im building a small home on limited funds in a rural area and made the mistake of not checking in to how much it would be to bring power to my home, when i went to the local electrical co op i was told the cost would be $20,000. i honestly dont know what im going to do i had figured maybe a few thousand and now im looking at having a home with no electricity. The cheaper option would be for me to go solar but even that is quite expensive. Im not looking  for a hand out i will gladly work evenings or weekends in trade for solar equipment like panels inverters and batterys. Can any one help out with this? I cant stress enough that i will work in trade for equipment

Thank You

Hi, never thought it would get this bad or I'd try something like this, but I need help.   I have three children, the oldest, age 12 is autistic.  He was diagnosed at age 2.5 and fairly severe - non verbal, self injurious, food allergies, bowel problems, incontinent, tantrumming etc etc.  Through lots of research I found out about the various biomedical options available for treating autism and began to obtain them for my son.

These treatments are all done by "alternative/complementary" medicine doctors, none of whom take medical insurance.  I submit my bills to my medical insurance company and they're mostly either not accepted due to it not being an approved treatment method by the AMA - ie: Chelation to remove toxic metals, or after reducing cost to what the insurance considers "reasonable" they then apply the deductible and the 80/20 split.  Usually this comes up to just about nothing.  These bills have totalled $30,000 - $40,000 per year for the last 6 years. It only adds up to a few thousand in medical deductibles as a refund on taxes

These medical treatments - chelation, diet, supplements, GI/neurological treatments etc along with behavior therapy, have all helped my son immensely - he is now verbal to the point of beginning conversational, has ever evolving imaginative play and social skills and tantrums, although still there, are decreasing.

It's all very stressful on my family both emotionally and financially.  Thank God for credit cards and being able to refinance our home (we're on our third time).  Although my husband has a decent job, I have not been able to work (I did accounting in my former life) due to the demands of having a disabled child. Just this year he was home for two months while I searched for a better placement after he was booted from district school due to behaviors.  What job would let you take two months off, not to mention the times I need to attend meetings, or pick him up.  There is also noone that can watch him due to his behaviors, my husband and I haven't had a night/day alone in 8 years.

I would be more than willing to help out anyone with the medical knowledge I've gained as well as any bookkeeping help or whatever else I could do as a trade off.  Our credit cards are almost at their limit, we still have two to three years of treatments left and I'm running out of ideas on what to do for financing.  I want to give my son the best chance he can at having as normal a life as possible. 

Thanks for any consideration